:root{--navy:#06163a;--navy2:#0b2559;--blue:#1aa3ff;--ink:#14213d;--muted:#5b6785;--bg:#f5f8fd;--line:#dbe4f3}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.65}
a{color:#0b6fd0}
.wrap{max-width:1040px;margin:0 auto;padding:0 20px}
header.top{background:var(--navy);position:sticky;top:0;z-index:10}
header.top .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:68px;flex-wrap:wrap}
.brand{display:flex;align-items:center;gap:12px;color:#fff;text-decoration:none;font-weight:800;letter-spacing:.2px}
.brand img{width:48px;height:48px;border-radius:8px}
nav a{color:#cfe3ff;text-decoration:none;margin-left:20px;font-weight:600;font-size:.95rem}
nav a:hover{color:#fff}
nav a.cta{background:var(--blue);color:#04122c;padding:8px 16px;border-radius:999px}
.hero{background:radial-gradient(900px 400px at 80% 0%,#12408f 0%,transparent 70%),linear-gradient(180deg,var(--navy),var(--navy2));color:#fff;padding:72px 0 88px}
.hero .wrap{display:grid;grid-template-columns:1.3fr 1fr;gap:40px;align-items:center}
.hero h1{font-size:clamp(2.1rem,5vw,3.4rem);line-height:1.1;margin:0 0 16px}
.hero h1 span{color:var(--blue)}
.hero p{font-size:1.15rem;color:#cfe3ff;max-width:34em;margin:0 0 28px}
.hero img.art{width:100%;max-width:520px;justify-self:center;border-radius:24px;box-shadow:0 20px 60px rgba(0,0,0,.45);border:4px solid rgba(255,255,255,.12)}
.btn{display:inline-block;background:var(--blue);color:#04122c;font-weight:800;padding:14px 26px;border-radius:999px;text-decoration:none;border:0;font-size:1rem;cursor:pointer}
.btn.ghost{background:transparent;color:#fff;border:2px solid #4b6fb3;margin-left:10px}
section{padding:64px 0}
section.alt{background:var(--bg)}
h2{font-size:clamp(1.6rem,3.5vw,2.2rem);margin:0 0 8px;color:var(--navy)}
.lead{color:var(--muted);max-width:40em;margin:0 0 36px}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:20px}
.card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:26px;box-shadow:0 6px 24px rgba(6,22,58,.05)}
.card h3{margin:14px 0 6px;color:var(--navy)}
.card p{margin:0;color:var(--muted)}
.ico{width:46px;height:46px;border-radius:12px;background:var(--navy);display:grid;place-items:center}
.ico svg{width:26px;height:26px;stroke:var(--blue);fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
.step{display:flex;gap:16px;align-items:flex-start}
.num{flex:none;width:44px;height:44px;border-radius:50%;background:var(--blue);color:#04122c;font-weight:800;display:grid;place-items:center}
.banner{background:linear-gradient(90deg,var(--navy),var(--navy2));color:#fff;border-radius:20px;padding:40px;text-align:center}
.banner h2{color:#fff}
.banner p{color:#cfe3ff;margin:0 0 22px}
footer{background:var(--navy);color:#9fb6de;padding:36px 0;font-size:.88rem}
footer a{color:#cfe3ff}
footer p{margin:6px 0}
.page{padding:48px 0 72px;max-width:760px}
.page h1{color:var(--navy);font-size:2rem;margin:0 0 6px}
.page h2{font-size:1.4rem;margin-top:44px;padding-bottom:6px;border-bottom:2px solid var(--line)}
.page h3{margin:22px 0 4px;color:var(--navy)}
.updated{color:var(--muted);font-size:.9rem}
form{display:grid;gap:14px;background:var(--bg);border:1px solid var(--line);border-radius:16px;padding:24px}
label{font-weight:700;font-size:.95rem;display:block;margin-bottom:4px}
input[type=text],input[type=email],input[type=tel],textarea{width:100%;padding:12px;font:inherit;border:1px solid #b8c6e0;border-radius:8px;background:#fff}
.consent{display:flex;gap:10px;align-items:flex-start;font-weight:400;font-size:.92rem;color:var(--ink)}
.consent input{margin-top:5px;flex:none;width:18px;height:18px}
.disclosure{font-size:.82rem;color:var(--muted);margin-top:14px}
.err{display:none;color:#b42318;font-weight:600;font-size:.9rem}
.pics{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:22px}
.pic{background:#fff;border:1px solid var(--line);border-radius:18px;overflow:hidden;box-shadow:0 6px 24px rgba(6,22,58,.06)}
.pic img{display:block;width:100%;height:auto}
.pic div{padding:16px 20px 20px}
.pic h3{margin:0 0 4px;color:var(--navy)}
.pic p{margin:0;color:var(--muted);font-size:.95rem}
.tag{display:inline-block;background:#e3f2ff;color:#0b5aa8;font-weight:700;font-size:.75rem;padding:3px 10px;border-radius:999px;margin-top:12px}
.badge{display:flex;gap:10px;flex-wrap:wrap;margin:0 0 26px}
.badge span{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.2);color:#e6f1ff;padding:6px 14px;border-radius:999px;font-size:.9rem;font-weight:600}
.banner-img{width:100%;max-width:560px;border-radius:16px;margin:0 auto 22px;display:block}
.fine{font-size:.8rem;color:var(--muted);margin-top:18px}
@media(max-width:760px){.hero .wrap{grid-template-columns:1fr}.hero img.art{max-width:100%;order:-1}nav a{margin-left:12px}.btn.ghost{margin:10px 0 0}}